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New York's Senator
CHARLES E. SCHUMER
FOR IMMEDIATE RELEASE June 20, 2001
SCHUMER CALLS FOR SWIFT PASSAGE OF PATIENTS'
BILL OF RIGHTS
Bill would protect
patients from HMO abuses, hold insurance companies accountable for
medical decisions
Schumer: Patients'
Bill of Rights puts control over health care back in the hands of
patients and doctors
New Yorkers could see vastly improved health care quality if opponents
of the bipartisan Patients' Bill of Rights stop holding up the measure
and allow the Senate to begin work on reforming the managed health
care system, US Senator Charles E. Schumer said today.
"For millions of Americans, a routine trip to the doctor is
anything but routine," said Schumer. "Managed care has
created a system where people's prescriptions are filled out by
the dictates of an insurance company, and not the educated decision
of their doctor. The Patients' Bill of Rights would give people
the peace of mind that their doctor will have the final say in their
healthcare, not an insurance representative hundreds of miles away."
About 14,000 physicians every day report seeing patients who were
denied coverage of a recommended prescription drug and 10,000 report
seeing patients who were denied coverage of a needed diagnostic
test, according to a survey conducted by the Kaiser Family Foundation
and the Harvard School of Public Health. A related survey from the
U.C. Berkeley School of Public Health found that 35,000 patients
every day report a delay in needed care because of their HMO.
The Patients' Bill of Rights would reform the way health insurance
companies operate by loosening their control over a patient's care.
Schumer said the bill is vital to improving health care for the
nearly 180 million Americans who would be covered under the bill.
Among the provisions in the legislation are the following:
- Establishes independent external appeals panels to review HMO
decisions denying or limiting medical care.
- Holds managed care companies accountable when an HMO's decision
to withhold care results in injury or death - cases concerning
medical judgement will go to state court and cases concerning
administrative decisions will go to federal court.
- Guarantees access to specialist care, even if the patient needs
to see an out-of-network doctor.
- Ensures that patients can get access to emergency room care
whenever and wherever they may need it.
- Allows women to choose an OB/GYN as their primary care physician.
- Requires that health insurance plans cover the costs of potentially
live-saving experimental treatments.
- Assures that HMOs cannot "gag" doctors to prevent
them from discussing all possible treatment options with their
patients.
"Unfortunately, too many people have fallen victim to delays
and abrupt changes in care because an insurer put their bottom-line
ahead of a patients' health," said Schumer. "These are
not radical reforms. In fact, many of the best health care plans
already provide these protections to their patients."
"It's time to return health care to the way it was not so
many years ago, where the doctor made the decision and insurance
paid for it - not where insurance makes the decision and the patient
pays for it. This is a sensible, bipartisan bill that swings the
balance of power in health care back to patients and doctors,"
Schumer continued.
The McCain-Edwards-Kennedy Patients' Bill of Rights, which Schumer
is co-sponsoring, has the support of a majority of both houses of
Congress. Over 500 doctors' and patients' groups have endorsed the
legislation.
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